IT solutions are widely implemented in enterprises to manage the IT environment and streamline operational workflow and supply-chain management systems. However, IT infrastructure is often managed by third-party service providers to cut costs and manage the processes efficiently. IoT managed service is a key part of IT services, and it refers to the management of in-house and cloud-based functions of client organizations by third-party service providers. Managed services help organizations enhance their operational performance and cut down expenses.

Internet of Things (IoT) security refers to the practices and technologies designed to protect connected devices and networks within the IoT ecosystem. This field is critical as it addresses the vulnerabilities that arise when everyday objects, ranging from home appliances to industrial machines, are connected to the internet.

InsurTech refers to the innovative use of technology to enhance and streamline the insurance industry. This includes the application of artificial intelligence, machine learning, blockchain, and big data analytics to improve efficiency, customer experience, and risk management. They leverage digital platforms to provide services such as online policy management, automated underwriting, and real-time customer support.

Insurance third party administrators (TPAs) are companies or entities that provide administrative services related to insurance policies and claims on behalf of insurance companies or self-insured entities.

Insurance refers to a contract between an insurance company and an individual or organization that provides financial protection against risks or uncertain events, such as loss of life, property damage, illness, or accident. The individual or organization, known as the policyholder, pays a premium to the insurance company, which then agrees to cover potential losses or damages in exchange for that premium.

Insurance claims services involve the process of managing and settling claims made by policyholders after an insured event, such as an accident, natural disaster, or health issue. These services ensure that claims are processed efficiently, accurately, and fairly, providing financial compensation to the insured parties as per the terms of their insurance policies.

Insurance BPO is the practice of outsourcing specific business processes or functions in the insurance industry to third-party service providers. In this arrangement, insurance companies delegate non-core activities to third-party entities that specialize in those functions. The goal of insurance BPO is typically to increase efficiency, lower costs, and improve overall operational effectiveness, allowing the insurance company to concentrate on its core competencies.

An insurance brokerage is defined as an intermediary that facilitates the purchase of insurance by representing clients in negotiations with multiple insurance companies.

当前银行存款和理财产品收益率处于历史低位，而股票市场赚钱效应持续积累，A 股内在回报率持续提升，规模庞大的增量资金极有可能涌入股票和基金市场推动 A 股迎来一轮大级别上行行情。基于此，我们构建了增量资金入市的潜力和热度指标，目前来看潜力指标尚处于历史均值以下，热度指标处于均值+1 倍标准差以下，距离历史高位仍有较大增长空间。当前融资余额持续增长、私募基金规模持续攀升、个人投资者开户数活跃，成为当前增量资金入市的主要渠道。展望后市，偏股公募基金有望继续接力，外资也有望继续净流入成为重要的增量资金来源。参考前两轮牛市，估算潜在增量资金仍有 5.4 万亿元。

Impact investing refers to the act of investing capital with the goal of generating a social or environmental impact, as well as a financial return. Instead of solely focusing on financial gains, impact investors seek to create positive change through their investments by supporting projects and companies that address issues such as poverty, climate change, and inequality. The impact can be measured through specific metrics that evaluate the progress toward achieving a desired social or environmental outcome.