A single dwelling unit that is less than 400 square feet in size and is constructed on a fixed or movable foundation is referred to as a tiny home. It provides a number of noteworthy benefits to both consumers and the communities in which they reside, including lower costs of acquisition, less waste from building materials, a smaller carbon footprint, and noticeably lower energy usage. Tiny houses provide a wide variety of high-quality, reasonably priced, and ecologically friendly housing options.

Tickets refer to authorized documents that grant a person admission, entry, or participation in an event, activity, or mode of transportation. Whether physical paper or digital, tickets serve as proof of payment and often contain essential details such as the date, time, venue, seat number, or destination of an Event. Tickets can be used for various purposes, including concerts, sports events, theaters, movies, flights, trains, buses, or even raffles. These play a crucial role in ensuring organized and controlled access to different experiences, enabling individuals to enjoy specific services or attend specific occasions.

Limousine services refer to the provision of luxury transportation in high-end vehicles such as stretch limousines, luxury sedans, or SUVs. These services are designed to offer clients a premium and chauffeured travel experience for various occasions, including airport transfers, corporate events, weddings, and special occasions. Limousine service providers typically offer amenities such as plush interiors, entertainment systems, privacy partitions, and professional chauffeurs to ensure comfort, convenience, and style for their clients. The focus on luxury, comfort, and personalized service sets limousine services apart from standard mobility options, making them a popular choice for individuals and businesses seeking an elevated and sophisticated travel experience.

InsurTech refers to insurance technology, where technological innovations are used to improve efficiency and savings from the conventional insurance industry model. Many venture capital firms are investing in InsurTech startups. InsurTech firms are leveraging the power of software to promote different insurance products and other portfolio management tasks. These startups offer platforms or technologies for insurance companies and can disrupt the less technologically savvy corporations. InsurTech platforms help insurance companies facilitate their operational efficiency. They can lower the cost of insurance products using InsurTech platforms.

经济是否企稳了？24Q4 以来，中国经济基本面边际改善较为明显。24Q4 以来，随着一揽子增量政策落地见效，宏观经济逐步回稳。24Q4 中国名义 GDP 增速达 4.6%，较上季度上升了 0.6 个百分点，为 23Q3 以来最高。可以说，24Q4 以来，中国经济已经有所企稳。此外，24Q4 以来，税收收入增速及 M1 增速均明显改善，反映经济活性改善。另外，近期，一线城市房价企稳，股市大幅回暖。

医保控费大势所趋，商保补充作用有限。我国目前形成以医疗救助为托底，以基本医疗保险为主体，以商业医疗保险为补充的医疗保险体系。1）从医保基金累计结余增长来看仍然存在较大压力，2023年我国基本医保参保人数达到13.3亿人，2024年基 本医保收入增速5.5%，同期支出增速4.4%，支出增速再次大于收入增速，基金累计结余5.31万亿元，较上年增长0.51亿元，2024年医保基金累计结余增速放缓。2）商业医疗保险作为基本医保的补充保障，2022年商业健康保险支出3600亿元，同期基本医疗保险支出24697.2亿元，为商保支出的6.9倍。商业健康保险的支出占比仅仅占到总体保险体系支出的13%，作用仍然有限。3）参考国际经验，中国商保在卫生支出中占比较低，赔付水平较低。

Endoscope closure devices can include clips, sutures, or other closure mechanisms to securely close the puncture site, reduce the risk of complications, and aid in the patients recovery following the procedure.

我国同业存单的正式起步开始于 2013 年 12 月公布的《同业存单管理暂行办法》，主要分为两个发展阶段：（1）2013-2016 年：起步阶段，快速扩张；（2）2017 年至今：监管收紧，稳步发展。

本文提供了一个全新的行业轮动研究视角，将行业视为交易品种，根据历史价格变化，构建时间序列上的趋势跟踪策略。该策略没有规定具体的调仓周期和持仓数量，仅根据买入/卖出信号调整组合。2015.01-2024.10，策略年化收益率 19.51%，年化波动率和最大回撤分别为 18.38%和 17.13%，夏普比率 1.06，各方面均显著优于市场指数。

2025 年 2 月 12 日，美国劳工统计局公布 2025 年 1 月份的 CPI 数据：美国 1 月 CPI 同比增 加 3.0%，前值 2.9%，市场预期 2.9%；核心 CPI 同比增加 3.3%，前值 3.2%，市场预期 3.1%。