1 月30 日，万达信息召开了投资者交流会，对国寿入股一年来公司的战略执行情况、所取得的经营成果进行了总结，并就2021 年的发展规划进行了展望。我们注意到最近众多保险巨头在保险科技领域动作频频，或以自建的方式（平安自建平安医保科技、中国太平设立太平科技、中国太保筹建太保金科公司），或以收购的方式（中国人寿投资万达信息），或战略入股（平安与创业慧康战略同盟），或谋求与第三方科技公司合作（新华保险与阿里云新金融团队展开合作），积极布局保险科技领域

我们首次覆盖中国软件和IT 服务行业。我们认为，基于云的新基建计划以及使用AI 升级传统行业应该会推动该行业的长期增长。我们认为1）IDC 运营商，2）企业SaaS，3）托管云服务提供商和4）AI 公司可以从这一趋势中受益。按照先后顺序，我们首次覆盖并给予万国数据>中软国际>广联达>海康威视买入评级，给予明源云>大华股份持有评级。

本分析内容主要聚焦中国企业服务市场，互联网企业以科技赋能B端市场和产业。即“T2B2C”模式，是新型企业服务商业模式，也是本内容主要分析的方向。分析中运用易观分析的产业分析模型，并结合市场分析、行业分析和厂商分析，能够反映当前市场现状，趋势和规律，以及厂商的发展现状。

Asset performance management software helps in interpretation and analysis of all data of assets provided in both input and output format through which operator can continuously explore and investigate overall asset performance to gain decisive insights for asset utilization planning. By using the application of statistical methods and tools of older asset performance data, asset performance management software conducts predictive forecasting to derive decision-making insights and inputs. It helps organizations to optimize its availability and reliability of physical asset, and facilitates strategic & informed decision-making before the point of actual break down in asset which may cause delay in production.

Digital lending platform has enabled borrowers and lenders to lend money through paperless or electronic means, offering ease of use, and enhancing customer experience. Furthermore, the digital lending process begins with online application with user registration, online documentation submission, customer authentication & verification, loan approval, loan disbursement, and loan recovery. This platform is increasingly adopted among banks, as it facilitates seamless monitoring and offers enhanced profitability benefits. In addition, it allows borrowers to easily apply for loans and offers them transparency, which, in turn, leads to significant time savings. This automated nature of online lending platform offers lenders and borrowers a more precise approach to deliver funding solutions, thus reducing stress and increasing chances of successful loan approval.