During the last few years, there have been an increasing number of malpractices by online operators regarding the misconduct of customers. In order to deal with this mishap and gain consumer trust and interest, various governing bodies and associations are legalizing gambling events.  In March 2018, the Gambling Commission announced that some online operators were treating customers unfairly, by requesting additional identity information when the customers attempted to withdraw winnings. Around 15% of the complaints to its contact center were about licensees not allowing customers to withdraw funds until they submit certain form of identification or personal credentials. The Swedish Gambling Authority is controlled by the Ministry of Finance, and its board is appointed by the Swedish government. The Swedish Gambling Authority has been given the task of ensuring the legality, safety, and reliability of the gambling market in the country.

Risk analytics is the type of software used by organization to efficiently and effectively manage different types of risks. This software is known for its different capabilities such as identifying as well as managing different types of risk and for taking measures to avoid potential crisis. Rise in various cyber-attacks, fraudulent attacks, and data theft on different businesses due to the ongoing trend of digitization are the major factors that drive the growth of the risk analytics market. In addition, increase in the number of security breaches and cyber- attacks on financial institution fuel the growth of the market. Furthermore, the adoption of AI-based risk analytics in different financial institution provides a lucrative opportunity for the market. This report features information on risk analytics offered by key vendors. Furthermore, it highlights the strategies of key players to improve the market share and sustain competition.

全球市场大幅下跌背景下，比特币暴跌40%，杠杆推动的繁荣不再。2019年市场开始出现做数字货币质押借贷的金融机构，币市在杠杆推动下，呈现了一定虚假“繁荣”景象。此次币价下跌是一次市场去杠杆的过程。

ETF 影响力提升的同时，也引发其对金融市场稳定的担忧。截至2018年，美国国内上市的ETF 规模超过3.4 万亿美元，是美国6%的家庭持有的主流投资工具，占美国股票交易总量的30%。

中国平安、中国人寿、中国太保、新华保险、中国人保近期陆续公布其2月份保费数据。从寿险方面来看，2 月五家上市险企共实现寿险保费收入1018亿，YOY 降0.4%，整体呈现一定压力。

代理人渠道需要进行新旧动能切换。2018 年开始大部分公司在新单增长上相对乏力，即使是刚需的长期健康险，从2018 年的20%左右增速也回落至2019年的5%左右。保费增速不振的主要原因出现在需求与供给之间的渠道。2015年开始的个险渠道代理人数量开始大幅增长，个险渠道保费收入占比也同步提升，到2019 年达到60%。