6 月 5 日，保监会下发《关于开展偿付能力数据真实性自查工作的通知》。《通知》要求保险机构对 2016 年四个季度和 2017 年第一季度偿付能力报告进行自查，于 6 月 30 日前完成，并上报自查报告。自查内容主要分为资产、准备金、资本、风险综合评级和信息披露五个方面。>

The global IBMS market is expected to record a high growth during the forecast period. Many buildings are expected to opt for integration of their BAS. Integrated systems aid facility managers and building personnel to effectively monitor and regulate operations using a single controller as opposed to individual and distinct controllers for automation solutions.

An enterprise storage center is a repository for storing business information or data for a period of time depending on the needs of end-users. Enterprise users can fetch these data and share them through interconnected networks or online. Enterprise storage comprises SSD and HDD devices that are commonly used in SAN, NAS, and DAS environments. Data stored can also be backed up or archived and can be used in case of system failure or disaster. Compared to traditional storage, enterprise storage is highly reliable, fault tolerant, and a scalable storage option, which makes it suitable for enterprises dealing with huge amounts of data.

2016年下半年以来，金融政策逐步趋严，围绕着金融去杠杆，推出的一系列资管去通道、再融资新规等，都对券商业务开展形成较大压力。今年以来券商行业  股价在政策压力及缺乏催化剂的背景下较为弱势，已跑输沪深300近8%。 

随着金融去杠杆的深化，MPA 考核趋严，同业链条监管更趋严格，或对行业构成阶段压力。鉴于银行板块不良反弹趋缓，基本面企稳，存在配置价值，我们维持对银行板块的买入评级。推荐政策风险较小、资金优势明显的国有大行（建设银行、农业银行等），继续看好招商银行和宁波银行，适度关注兴业银行、杭州银行。 

The use of smartphones for payments has increased globally. Financial transactions via mobile wallets are likely to hold a substantial share in the overall mobile traffic during the forecast period. This is because of the proliferation of handheld devices and mobile networks, which is driving the use of mobile payment gateways in retail stores and similar outlets. With the increasing speed of mobile networks, the average bitrate of content accessed on mobiles is also expected to grow, resulting in efficient use of mobile wallets to make payments.

The banking business deals with large numbers of customers including mass market customers, affluent customers, and small business customers. The dealings between the banks and customers happen over various delivery channels, thereby creating significant vulnerabilities across banking systems. The vulnerabilities refer to the fraudulent practices employed by customers and hackers, inadequate internal guidelines, non-adherence by staff, and inadequacy in the technology systems supplied by vendors. The banks have developed sufficient safeguards to deal with operational risk events that are associated with traditional banking delivery channels.

Many top banks are refusing to provide basic loans to entrepreneurs and SMBs as can be observed from different markets like the UK. This is hindering the growth of the technological start-ups online financing platform. The banks are refusing to deal with small businesses that are into digital currencies, payments, P2P lending, and crowd funding. Therefore, we expect the innovative technological models to

increase the capital base available to small businesses and large corporates. This will help businesses to utilize the real-time underwriting technology that is provided by technological platforms, thereby helping businesses to restructure their risk

patterns. As a result, they will be able to provide several flexible lines of credit products to customers.

The internet penetration rate worldwide was 29.2% in 2010, and it increased to 44% in 2015. The penetration rate has increased by nearly 3% every year on an average during the five-year span.

FSM software enables the scheduling, allocating, and dispatching technicians for field work, and remotely locating, tracking, and managing the staff and processes. The high management visibility in field operations allows enterprises to quickly recognize and address revenue-generating opportunities. It also helps in prioritizing the allotted work, matching technician skills, and reducing the time for solving the problems. FSM solutions can be deployed on-premises, hosted through a web browser as Softwareas- a-Service (SaaS), and a hybrid of the two. It offers enterprises with a number of benefits including cost savings, enhanced productivity, and customer satisfaction.

The hospitality industry comprises of hotels and other accommodations, including restaurants and catering establishments. There is a need for management software to manage the revenues, guest check-in, and check-out to improve and enhance a customer's experience during the stay.