[金融业,信息传输、软件和信息技术服务业] [2017-06-21]
The global insurance industry had moderate growth in 2015, providing a year-on-year (YoY) growth of 3% during 2014-2015. The global insurance industry is a potential market for technology providers. The increased expenditure on technology by the insurance sector has moved the focus on productivity and efficiency, and has brought in a wide range of challenges to insurers. The uncertainty in financial markets, changing consumer demands, and digitally savvy new competitors have emerged as new challenges to the insurance companies.
[金融业,信息传输、软件和信息技术服务业] [2017-06-21]
The need to adhere to a more stringent and evolving regulatory landscape is of critical importance for global financial institutions. Technological advances like the Internet and mobile banking pose new threats to their conventional payment systems. The growing customer expectations are fueling the need for more efficient commercial and corporate lending processes. Loan servicing software transforms manual and paperbased operations into automated enterprises to respond quickly, efficiently, and consistently. The lending environment has become increasingly complex with reforms and legislations designed to protect consumers and private investors. Lenders and loan servicers require an automated solution to provide distinct customer experience, which is not supported by traditional lending processes. Financial institutions need automated software solutions that complement the existing lending systems and simplify the regulatory compliance, loan origination, and servicing processes.
[金融业,文化、体育和娱乐业] [2017-06-21]
In the lottery, a winner is randomly selected by drawing of lots. Gambling requires skills and chances both; however, lottery requires chance alone. The probability of winning becomes higher if a person buys more than one lot. These lots are generally in the form of tickets, and the prizes associated with lottery are mostly, but not limited to, money, precious metals, trips, and real estate. The governments of many countries consider the lottery to be illegal unless a skill is required, whereas a few governments allow the lottery to promote fundraising for charitable organizations. As lottery is governed by local, state, and national laws, regulations differ in different countries, as well as states.
[金融业] [2017-06-20]
利率上行对险企的影响从投资收益率预期改善落实到险企财务表现,评估利率拐点临近加速险企利润释放。5 月份,1、5、10 年期国债收益率 750 日移动平均较上月底继续分别下移 0.14、1.18 和 1.61 个 BP,降幅显著缩小,下行趋势减缓。假设利率维持当前不变,1 年期基准利率已基本探底,5 年和 10 年期基准利率预计将于今年年末探底回升,拐点逐步临近。预计评估利率变化带来的责任准备金释放能够显著提升险企利润水平,险企业绩即将进入上行通道。
[金融业] [2017-06-20]
6 月 2 日,国务院总理李克强在第 12 届中欧工商峰会上发表演讲时指出,中欧应共同坚持经济全球化的大方向。以贸易和投资自由化便利化为代表的经济全球化,过去是、现在是、将来仍然是世界经济持续发展的重要动力。当前的迫切任务,是坚持自由贸易,重振贸易和投资两大引擎,推动世界经济迈上稳定复苏的轨道,使经济全球化惠及更多国家、更多人群。
[信息传输、软件和信息技术服务业,金融业] [2017-06-20]
Network consulting services is a sub-segment of IT consulting services, which help organizations in creating, managing, and optimizing information and business processes with technical expertise. IT consulting services are process-focused, provide a framework to structure IT-related activities, and aid in maintaining IT systems. A wide range of IT consulting services is available with which organizations streamline their processes and integrate their systems. These services help organizations centralize their IT operations and reinvent and develop a more economical cost structure.
[信息传输、软件和信息技术服务业,金融业] [2017-06-20]
The need to reduce the operational costs in IT departments is driving the market for output management software, globally. The market will grow at a CAGR of 2.56% during the forecast period. The increased demand for printer management and documentation in the BFSI and healthcare sectors will drive the demand.
[金融业] [2017-06-18]
核心观点:当前时点我们继续看好保险股趋势性行情机会。我们从长期、 中期两个视角审视目前保险股的逻辑:长期视角的核心是寿险利源中死费 差占比逐渐提升,利差占比逐步下降之下,保险公司将更接近于永续成长 型类消费公司(销售保单),而不再简单把保险公司看做是销售保单的资产 管理公司,从而受周期(利率、投资环境)影响减小,可以给高估值;另 外,中期逻辑的核心是利率提升之下保险公司利差改善。看好目前券商板 块的配置价值,在金融监管之下合规发展、投行 IPO 行业性提速、资管回 归价值发掘,股权质押需求增加,尤其看好资本实力雄厚、业务储备丰厚、 稳定性强的大券商。
[金融业] [2017-06-18]
上半年多元金融板块表现相对平淡,调整后不乏基本面和估值匹配的优质 标的值得重点跟踪。多元金融提升空间大,成长性较高,整顿规范与改革 创新正齐头并进,建议关注行业发展、分享成长红利。中长期看行业纵深 空间、景气度和成长性,短期紧跟市场情绪和风口轮动,在个股选择上披 沙拣金,精选基本面,把握投资时机
[金融业] [2017-06-18]
2012-2016年健康险保费复合增速达42%,远高于寿险(14.9%)和意外险 (17.5%),并且同比增速呈现出逐年提升的态势。 2016年健康险保费收入同比增长67.7%至4042.5亿元,在人身险的占比升至 18.2%,较2011年的7.1%大幅上升了11.1个百分点。