Personal luxury goods are defined as goods that are non-essential but are highly desirable. In economics, luxury goods have a high elasticity of demand, which means that with increasing personal incomes, consumers will demand or buy more luxury goods. The global personal luxury goods market is highly competitive and fragmented by the presence of several international and regional vendors. Product categories in the market include accessories (handbags, wallets, purses, belts, and shoes), apparel, cosmetics, watches, jewelry, sunglasses, and headphones.

A personal loan refers to a specific amount of money that is borrowed by a debtor to fulfill the personal financial needs of individuals, such as debt consolidation, home improvements, emergency expenses, or large purchases. The interest rates for a personal loan vary depending on the loan provider and credit history of the borrower. A personal loan is taken on a returnable basis, and when the repayment is made, the promissory note (evidence of loan) gets retired.

Online video platform (OVP) is a digital service that allows users to upload, manage, stream, and monetize video content over the internet. These platforms provide tools for video hosting, encoding, playback, and distribution, often including features like analytics, content management, and user engagement. Examples of OVPs include YouTube, Vimeo, and Dailymotion.

Grocery stores offer non-perishable food products, which are packaged in cans, bottles, and boxes, as well as fresh produce food products, such as fruits, vegetables, and herbs, provides essential nutrients and flavors for daily meals. The economic indicators that have a major impact on the sales of grocery products from online retail channels are the growing global population, internet penetration, urbanization, per capita income, and mobile subscription in developing countries.

A corporation that pools money from many investors and invests it in securities such as stocks, bonds, and short-term debt is known as a mutual fund. The portfolio of a mutual fund refers to all of its holdings. Mutual fund shares are purchased by investors. Each share reflects the ownership interest of the shareholders in the fund and the revenue it produces

Loyalty management can loosely be defined as the strategy, tools, and tactics of how the employer or organization acquires, engages, and retains customers, which helps the brand target the correct target market and then gives benefits, experiences, and rewards that drive ahead the long-term engagement.

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IT solutions are widely implemented in enterprises to manage the IT environment and streamline operational workflow and supply-chain management systems. However, IT infrastructure is often managed by third-party service providers to cut costs and manage the processes efficiently. IoT managed service is a key part of IT services, and it refers to the management of in-house and cloud-based functions of client organizations by third-party service providers. Managed services help organizations enhance their operational performance and cut down expenses.

Internet of Things (IoT) security refers to the practices and technologies designed to protect connected devices and networks within the IoT ecosystem. This field is critical as it addresses the vulnerabilities that arise when everyday objects, ranging from home appliances to industrial machines, are connected to the internet.

InsurTech refers to the innovative use of technology to enhance and streamline the insurance industry. This includes the application of artificial intelligence, machine learning, blockchain, and big data analytics to improve efficiency, customer experience, and risk management. They leverage digital platforms to provide services such as online policy management, automated underwriting, and real-time customer support.