Trade credit insurance is a type of insurance designed to protect businesses from political & commercial risks that may influence the finances of the business. It is a type of property & casualty insurance, generally offered by private insurance companies and governmental export credit agencies to business entities or individuals. Moreover, trade credit insurance is largely used to protect accounts receivable from loss due to credit risks such as protracted default, insolvency, or bankruptcy. This report features information on trade credit insurance solutions offered by key vendors. Furthermore, it highlights strategies of key players to improve the market share and sustain competition.

Revenue-based financing, also known as royalty-based financing, is a way of raising business capital from creditors, who earn a portion of a company's ongoing gross profits in return for money they have invested. A company that raises funds via revenue-based financing needs to make periodic payments to pay off investor's principal. In case of revenue-based financing activities, creditors earn a standard share of business profits until a predefined sum is compensated back. This report features information on revenue-based financing market offered by key vendors. Furthermore, it highlights the strategies of key players to improve the market share & sustain competition and an in-depth analysis across North America, Europe, Asia-Pacific, and LAMEA has also been included.

A product information management (PIM) facilitates centrally managing the product information. It supports various organizations to integrate different product information collected from various information sources, like core product data (product name, title, and description), product attributes (SKU, cost, and pricing), product specifications (e.g., dimensions, warranty, and packaging info), product-related metrics, omnichannel product information, extended channel information, and store-specific information such as product catalogs and POS registers. PIM can be considered a subcategory or adjacent to the master data management (MDM) that is specific to digital commerce and is more all-inclusive than a standalone catalog software.

An enterprise asset lease is an agreement wherein, one party, the lessor grant rights to the other party, the lessee to use capital goods or other assets such as utility vehicle, commercial equipment, medical & IT software for professional purpose against certain periodic payments. The lessee also has the option to acquire the ownership of the asset after the lease is over. It has been witnessed that COVID-19 has also majorly disrupted the businesses and entities as much as it has affected personal lives, due to which the demand for software, capital equipment, and vehicle has slowed down. This lower demand results from liquidity crisis in economy. In that scenario, leasing has proven to be a strong financing alternative because it facilitates entities such as startmultinationals, and others to acquire the right to use property, plant and equipment without making large initial cash outlays.

With the strengthening of analytics technology, understanding the scope of customer need and behavior for current and future time period is gaining a rapid traction, thereby reducing the risk of colossal losses. B2B ecommerce has gained a rapid growth, within these COVID scenario, as the companies has shifted to digital sales, giving a fivefold revenue growth. As such scenario is being observed within all the industries, the need for understanding the customer right from platform choice for product/service availability, wide range of personalization and offers has one of the major agenda, putting customer experience management software in the forefront. This report features information on customer experience management software solutions and services offered by key vendors. Furthermore, it highlights strategies adopted by key market players to improve the market share and sustain competition.

In accordance with several interviews that were conducted of the top level CXOs, blockchain distributed ledger refers to an approach of organizing information, data and records into blocks and sharing these blocks within the network of participants in the encrypted form. In addition, various organizations are adopting this type of ledger for creating new block of data, which contains several transaction records and the information within the new block; this new block is then shared across the entire network with enhance security. The blockchain distributed ledger is important in many organizations as it provides various benefits to the end users, which include improving the productivity of the employees and the organization as well as providing flexibility toward work and improving the storage capacity. The blockchain distributed ledger technology has been positively affected due to the outbreak of COVID-19. This is attributed to the fact that small & medium sized enterprises across developing countries of Asia-Pacific offer remote working facilities for avoiding crowd in organization. Therefore, a greater number of businesses are adopting blockchain distributed ledger technology to securely transfer data to their stakeholders.

近期十年期国债到期收益率企稳，4 月 16 日水平为 3.1631%，对保险 板块估值的影响属于中性；负债端逐步恢复常态发展；行业为实体经济提供 风险保障和长期资金支持的职能稳定和强化；板块估值仍处于相对底部，具 备长期配臵价值。维持行业“推荐”评级。 近两年证券行业政策逐步回暖，资本市场地位提升，证券公司在服务 实体经济中更有效发挥资本中介职能的重要性得到强化，也将在直接融资、 要素配臵、价格发现、交易流通等方面发挥专业化、市场化的中介和服务作 用。维持行业“推荐”评级。

本周市场日均成交额环比下降 250 亿至 6900 亿，两融规模亦小幅回落，市场持续 下行压制投资者交易热情。上市险企披露 3 月保费数据，受队伍清虚和产品重心 调整影响，寿险整体表现不及预期，除新华保险和太平人寿外，其余寿险 3 月单 月保费收入均同比减少，其中披露新单数据的平安寿险和人保寿险 3 月新单保费 分别同比减少 25%和 42%。车险费改亦一定程度压降产险保费收入，3 月增速较 2 月显著回落。同时我们看到，近期保险业监管有趋严迹象，代理人和银保渠道业 务模式存在一定调整压力，亦致使保费收入放缓。