[金融业] [2023-03-20]
[金融业] [2023-03-20]
[卫生和社会工作,金融业] [2023-03-20]
[金融业] [2023-03-20]
[金融业] [2023-03-20]
[金融业] [2023-03-20]
[信息传输、软件和信息技术服务业,金融业] [2023-03-19]
The market study aims at estimating the market size and the growth potential of this market. Topics analyzed within the report include a detailed breakdown of the global markets for advanced analytics by geography and historical trend. The scope of the report extends to sizing of the advanced analytics market and global market trends with market data for 2021 as the base year, 2022 and 2022 as the estimate years and forecast for 2024 with projection of CAGR from 2024 to 2029.
[金融业,信息传输、软件和信息技术服务业] [2023-03-19]
The market study aims at estimating the market size and the growth potential of this market. Topics analyzed within the report include a detailed breakdown of the global markets for accounts payable automation by geography and historical trend. The scope of the report extends to sizing of the accounts payable automation market and global market trends with market data for 2021 as the base year, 2022 and 2022 as the estimate years and forecast for 2024 with projection of CAGR from 2024 to 2029.
[金融业,汽车制造业] [2023-03-19]
The market study aims at estimating the market size and the growth potential of this market. Topics analyzed within the report include a detailed breakdown of the global markets for automotive aftermarket part by geography and historical trend. The scope of the report extends to sizing of the automotive aftermarket part market and global market trends with market data for 2021 as the base year, 2022 and 2022 as the estimate years and forecast for 2024 with projection of CAGR from 2024 to 2029.
[金融业] [2023-03-18]
硅谷银行主要服务于初创类企业,为其提供综合金融解决方案,客户结构较为单一。2020年疫情爆发后,美联储降息导致市场流动性充裕,大量初创类企业以较低成本获取了大量资金备用。硅谷银行2020-2021年存款同比增速超65%,且多为非计息活期存款,并将获取的大量资金投资于期限较长的HTM与AFS,以此获取二者之间超1%的期限利差。2022年3月美国通胀率抬头,美联储步入加息周期,加息导致硅谷银行流动性压力明显增大:1)加息推高资金成本,故初创类企业提取存款用于经营的需求较大;2)利率上升导致美国国债等资产价格快速下行,硅谷银行账面的HTM与AFS出现较大规模浮亏;3)2022年末硅谷银行的现金及现金等价物占资产比仅6.52%,难以满足存款提款需求。2022年硅谷银行通过增加短期借款来补充流动性,但加息背景下短期借款将持续推高负债成本,恶化负债结构,难以长期维持。最终硅谷银行被迫出售210亿美元AFS以补充流动性,同时确认18亿美元亏损,这一举措进一步加剧市场担忧。而存款保险保障额度较低,硅谷银行超80%存款均无法得到存款保险保障,最终引发挤兑,硅谷银行光速破产。