本文对人身保险行业的业务经营和监管政策进行梳理，并通过搭建评分模型 对截至 2025 年 2 月 28 日市场上有存量次级债的 36 家人身险公司进行风险 排序，为不同风险偏好的投资者推荐风险收益比相对较高的债券标的。

事件：3 月 13 日，呼和浩特发布落实《关于促进人口集聚推动人口高质量发展的实施意见》 育儿补贴项目实施细则及服务流程

Artificial Intelligence (AI) is revolutionizing the global CBS market by enhancing efficiency, improving customer service, and enabling advanced risk management. AI-driven solutions are transforming traditional banking operations, making them more agile and customer-centric.Enhanced Efficiency and ProductivityAI technologies, such as machine learning and natural language processing, are automating routine tasks, reducing manual intervention, and speeding up processes. For instance, JP Morgan Chase has implemented an AI system that automates key aspects of the loan approval process, reducing processing times from days to minutes.

Corporate LMS is defined as a software application for training, administrating, documenting, reporting, and delivering training programs to the employees in order to upskill their knowledge on a domain and increase productivity at work.

Culinary tourism refers to tours where local cuisine plays a vital role. Culinary tourists are more interested in local food culture rather than gourmet. Local food gives travelers an authentic connection with their destination. They like to experience local heritage, culture, and people through different types of food and drink.

Global Cryocooler Market Size, Share, Trends and Industry Analysis

Global CRISPR And Cas Gene Market Report 2025 Including_ Products; Services; Genome Engineering

Clean beauty refers to beauty and skincare products formulated without harmful ingredients such as parabens, sulfates, phthalates, and synthetic fragrances. These products are typically made with natural, non￾toxic, and ethically sourced ingredients that prioritize consumer safety and environmental sustainability. Clean beauty focuses on transparency, ensuring that consumers can easily access ingredient lists and understand the sourcing, formulation, and impact of the products they use. This movement is driven by growing consumer demand for healthier, more sustainable beauty options.

Caustic soda, also known as sodium hydroxide, is an odorless, highly corrosive, nonflammable white solid. It is generally produced as flakes or shiny pellets that create a slippery solution because it is highly water￾soluble. A 50% concentration of caustic soda is slightly viscous in nature. It is widely used as a general￾purpose industrial as well as commercial chemical in several process industries.