海外SaaS公司AI产品/功能进展积极，今年三、四季度已有不少AI产品公开商业化落地，预计明年将迎来AI应用更全面更广泛的使用：办公领域:微软M365 Copilot借助原有强大的办公产品体系、优质落地场景和广大用户基数，Copilot落地进展积极，提效提价；企业服务领域:Salesforce、ServiceNow、Workday，作为ITSM、CRM领域的SaaS服务商，原有CRM、ERP、HR系统产品增加智能助理、自动化分析、文案生成等AI功能，提效提价；图形设计领域：Adobe受益于AI图像生成编辑能力，Firefly等AI产品提效、扩展用户群体、提升ARPU；教育领域：Duolingo、Chegg在线学习辅导平台，具备丰富的数据和优质的AI多模态能力落地场景，增加AI口语教师等功能、提ARPU。

Chemical software refers to industry-specific applications that are majorly used in the chemical industry for various purposes, including chemical process simulation, inventory management, and International Standards of Organization (ISO) management. It also includes particle tracking, reporting and statistics, uncertainty analysis, and laboratory information management (LIMS) software.

Personal finance software refers to computer programs or applications designed to assist individuals in managing their financial activities. This software typically provides tools and features to track income, expenses, budgets, investments, and overall financial goals. It allows users to create and monitor budgets, track spending patterns, generate financial reports, and often provide features for bill payment reminders, financial goal setting, and investment tracking. Personal finance software aims to help individuals gain better control over their finances, make informed financial decisions, and achieve their financial goals through effective management and analysis of their financial information.

Online video calls, audio calls, emails, real-time chat, and video conferences are all methods that can be used to conduct online therapy sessions, which are mental or health treatments that are offered online with the aid of an Internet network connection. Online therapy is a useful alternative to traditional in-person therapy and is quickly gaining acceptance as a method of receiving treatment. Users of the top online therapy services have access to a wide range of qualified therapists who can conduct distant sessions through phone, online chat, text message, or live video. Online counseling is generally more affordable than in-person therapy and is just as effective.

Knowledge management software is defined as an application that identifies, captures, evaluates, retrieves, and shares information. It is also known as a subset of enterprise content management software. This application further makes it possible to access information or data at any time from any location via the internet. It provides consistent responses, shortens training times, improves governance, and boosts customer satisfaction, among other benefits. Knowledge management software is also a form of cloud-computing service that collects data and stores it on servers.

A laptop is a small-sized mobile PC with a thin LED or LCD screen and an alphanumeric keyboard. Laptops are generally used for a variety of purposes, such as work, education, multimedia consumption, Internet surfing, and gaming. Based on type, the market has been segmented into traditional and 2-in-1 laptops. A traditional laptop is generally in the form of a clamshell, with a keyboard and a screen facing each other on the inner sides. 2-in-1 laptops integrate the capabilities of a laptop and tablet into one device and are often equipped with energy-efficient processors and a large number of ports.

Digital biomarkers are measured across multiple layers of hardware (e.g., sensors) and software in medical devices that capture signals (behavioral and physiological data) from patients. Digital biomarkers, which collect trustworthy clinical data and enable ongoing monitoring and evaluation continuously and remotely, can improve the precision of diagnostics and treatment in healthcare.

Wi-Fi applications that are in-built or embedded in passenger cars are referred to as in-car wi-fi systems. The market generates revenue from the subscription revenue garnered by the providers of in-car wi-fi technology to customers of cars with in-car wi-fi technology globally.

Compensation software automates, organizes, and simplifies complex compensation planning and enables managers to increase accuracy, improve budget allocations, and align compensation decisions with organizational guidelines. Enterprises are implementing compensation software to make better compensation decisions while reducing compensation cycle times with up-to-date, accurate, and auditable processes. The adoption of compensation software is increasing in small enterprises and startups because it shortens compensation cycles for the most complex compensation planning. The software employs automated and wizard-based workflows that eliminate time-intensive and ineffective manual processes. Compensation software eliminates the use of spreadsheets with an easy-to-use compensation planning tool. Compensation software offers a centralized, error-free, and auditable tool for HR and line managers, which helps to eliminate costly calculation errors.

Affective computing is the study and development of systems and devices that can recognize, interpret, process, and simulate human effects. It is an interdisciplinary field spanning computer science, psychology, and cognitive science. Furthermore, affective computing technologies sense the emotional state of a user via sensors, microphones, cameras, or software logic and respond by performing specific, predefined product and service features, such as changing a quiz or recommending a set of videos to fit the mood of the learner.