Commercial insurance is a type of insurance policy designed to protect businesses. It offers coverage against the loss arising out of damage to the property, injury to the employees, employer’s liability, and others. It also provides coverages for various industrial sectors including construction, manufacturing, telecom, textiles, logistics, and others. Commercial insurance aims at offering a safety & security for business operations & assets, reputation, wellbeing & financial situation of a business entity, and for the employees working for the business.

尽管金融圈还在等待美联储正式开始逆转超宽松政策路线，但不少其他国家央行近来的一连串行动透露出，虽然新冠病毒还在持续打乱全球各地的经济复苏，但疫情时期的宽松政策已经接近结束。韩国央行26日将指标利率调升25个基点，以降低家庭债务激增对金融稳定造成的风险。韩国央行成为新冠疫情暴发一年半以来，亚洲第一个升息的主要国家央行。不过，在韩国升息之前，拉丁美洲、中欧及东欧的一些国家央行今年已开始陆续升息以压抑通胀。而造成通胀上升的因素包括汇率波动、全球供应链瓶颈以及地区劳工短缺等。较大经济体的央行也逐渐朝紧缩行列靠拢。加拿大央行已削减购债规模，可能在2022年升息；新西兰央行上周因为国内紧急实施防疫封锁而暂缓升息，但预料仍会在年底前升息。

粮食期货具有价格发现功能。本文以2008年4月至2020年6月国际大豆、小麦、玉米期货价格指数为样本，运用时变参数向量自回归模型（TVP-VAR），分析国际粮食期货价格波动及其影响。研究发现：引入GEPU指数后，国际粮食期货价格受到其增强的负向冲击，并且不同粮食期货价格受到的冲击存在差异性。大豆受到冲击响应最剧烈、持续性最久；小麦、玉米由于时滞的存在，期初开始会有正向冲击的可能，但随后出现了负向冲击。

Business-to-business (B2B) payment involves the transaction of value denominated in currency from buyer to supplier for good or services supplied in the market. Its benefits firms with easier payment process and accelerates transfers of funds. Furthermore, B2B payments between two entities are influenced by a number of variables, such as frequency, volume, sector, and interest charges, which does not impact customer payments. With an increased export & import of goods & services worldwide, the expansion of trades across the globe has accelerated the demand for B2B payments among firms. Moreover, businesses look forward to deal with different countries for their expansion, which boosts the cross-border business transactions. In addition, increase in usage of technology in B2B payments and rapid development of the domestic SMEs & mediumsized companies engaging into massive trades act as the key driving forces for the global B2B payments market.