Insurance is a financial instrument, it is a contract that involves two parties: the insurer and the insured. Based on the contract policies and conditions, the insured pays a premium to cover the specified asset or life. The life insurance policy is a contract between the insurer and the insured, under which the premiums are received, and the insurer agrees to pay a sum of money based on the conditions in the policy. The insurance market in India is an established one. Digitization of insurance is expected to increase the penetration rate of life insurance policies because of wider availability of technologically advanced products online. Insurance policies are broadly classified as traditional and ULIPs. The improvements in internet infrastructure and the rising cost of insurance policies are major factors that pave the way for online life insurance. With public entities such as LIC entering the online insurance market, the credibility of policies purchased online is strengthened, thereby leading to higher enrollment for online policies. As a result, there has been an increase in activities pertaining to sales as well as renewal of insurance policies via the online medium. Policyholders who purchased policies in a traditional manner are also using the online method for renewals and paying premiums.

关键词：保险；金融工具；保险人；政策和条件；可用性在线

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Tires track their history back to the mid-1800s when solid tires were more prevalent. With time and new advances, solid tires were replaced by pneumatic tires, which were first used on automobiles by the Michelin brothers, who went on to become one of the prominent tire vendors in Europe.Over time, the tire market has witnessed new technology breakthroughs and the entry of many vendors.

关键词：轮胎；实心轮胎；充气轮胎；技术突破

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Automotive safety systems are designed and produced to comply with standards and regulations prescribed by government agencies and transport authorities across the world. Passive safety systems such as airbags and seatbelts are designed to protect passengers, drivers, and pedestrians during an accident. With growing safety concerns among consumers and increase in road fatalities, government agencies and organizations such Euro NCAP, US NCAP, and India NCAP are mandating the inclusion of airbags in all new automobiles.

关键词：汽车安全系统；设计和生产；运输管理部门；被动安全系统；安全气囊；安全带

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The Li-ion battery is the fastest growing battery segment in the rechargeable battery market. Liion batteries have become more common in electronic devices such as laptops, smart phones, notebooks, and tablets because of high energy density and high charge and discharge rate capabilities. These batteries consists of one or more generating compartments called cells. Each cell consists of three components; a positive electrode (cathode), negative electrode (anode), and an electrolyte between them. The cathode is made from a chemical compound, such as lithium cobalt oxide or LiFePO4. The anode is made up of carbon (graphite) and the electrolyte varies according to battery type. During charging, lithium ions from the cathode move through the electrolyte to reach the anode and remain there. The battery stores energy during this process. When the battery is discharging, the lithium ions move back across the electrolyte to the cathode. During charging/discharging, electrons flow around the outer circuits. Electrons do not pass directly through the electrolyte, as it is an effective insulating barrier.

关键词：锂离子电池；充电电池市场；能量密度高；充放电效率

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IT is an integrated platform which includes hardware, software, and services. The IT department of a company is responsible for storing, protecting, processing, transmitting, and retrieving information. It helps to develop a secure cyber environment, maintain a uniform flow of information, and increase the revenue generation of an organization.

关键词：IT；集成平台；硬件；软件；服务；安全；网络环境

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Osteoporosis, or porous bones, is characterized by low bone density and structural deterioration of bone tissues, which lead to bone fragility and increase the risk of fractures. The disease develops when bone resorption occurs too quickly or when replacement happens too slowly. Gender, age, body size (low body weight), ethnicity, and family history can increase the risk of developing this disease. Medication use, calcium and vitamin intake, alcohol intake, and smoking are other major risk factors.

关键词：骨质疏松症；低骨密度；结构恶化；骨脆性增加；骨折风险增加

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In the past, WFM was handled using spreadsheets and time recording, which are time-consuming, lead to non-productive idle times and poor customer service, and incur high operational costs. Currently businesses are using WFM software, which helps manage workforce scheduling, increase operational performance, and identify and solve workforce-related issues in less time. WFM solutions can be deployed across organizations and are beneficial to all types of businesses, as they ensure optimal utilization of resources.

关键词：电子表格；时间记录；助于；管理人员调度；增加；操作性能

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Cups and lids provide support, protection from the external environment, and tamper resistance for food and beverages products. Cups and lids aid in the reliable distribution of beverages in the value chain and reduce post-production damage to food and beverages products. The different types of materials used to manufacture cups and lids are plastic, paper and paperboard, metal, foil, and other materials. Cups and lids are mostly used in the foodservice industry to serve various beverages such as drinking water, coffee, milk and dairy products, beer, CSD, sports and energy drinks, RTD iced tea, and alcoholic drinks to consumers. Vendors in the market are continually inventing new technologies to develop materials that can prevent contamination of dairy products in cups.

关键词：杯；盖；食品；饮料产品；价值链；损坏食品；饮料产品

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Haying and forage machinery is used to produce plant-based feed for animals. With a worldwide rise in farming mechanization and a growing livestock industry, the agricultural industry is relying on equipment to enhance forage quality, output, cost-effectiveness, and time efficiency.

关键词：干草；草料机械；生产；基于植物；动物饲料；机械化耕作；畜牧产业

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Vegetable oil includes palm oil, soybean oil, canola oil, sunflower oil, peanut oil, coconut oil, olive oil, cottonseed oil, and corn oil. Apart from cooking, vegetable oil is also used to produce biofuel and is used for industrial purposes too.

关键词：植物油；生物燃料；工业目的

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