Malaysia has a diverse banking sector where strong domestic players have a larger share of the market than international banks. Malaysia operates a dual banking system where conventional banking operations exist side-by-side with sharia -compliant Islamic banks. Although the commercial banks are the most significant players in the broader financial services sector, the banks also compete with NBFIs particularly in providing loans to consumers, while development financial institutions (“DFIs”) account for loans to specific segments of the economy such as SMEs or agricultural producers. The banking system in Malaysia is generally robust and well-capitalised, and the liquidity and capital adequacy ratios of Malaysian banks exceed the minimum requirements set by BNM, the central bank.

01 EXECUTIVE SUMMARY 

02 SECTOR IN FOCUS 

03 COMPETITIVE LANDSCAPE

04 COMPANIES IN FOCUS 

05 REGULATORY ENVIRONMENT 

06 OTHER FINANCIAL INSTITUTIONS

07 RETAIL CHANNELS