Many top banks are refusing to provide basic loans to entrepreneurs and SMBs as can be observed from different markets like the UK. This is hindering the growth of the technological start-ups' online financing platform. The banks are refusing to deal with small businesses that are into digital currencies, payments, P2P lending,and crowd funding. Therefore, we expect the innovative technological models to increase the capital of the small businesses and large corporates. This will help the businesses to utilize the real-time underwriting technology that is provided by the technological platforms, thereby helping the businesses to restructure their risk patterns. As a result, they will be able to provide several flexible lines of credit products to the customers.The online technological firms allow the firms to bring in institutional investors to invest in different individuals and small business that are look for debt and equity financing. With the help of this online technology, the market players can make better financing decisions thereby reducing the operational costs at a low cost-toincome ratio as compared to that of traditional banks. This helps in proactively engaging customers. The low-interest rate helps to achieve lower default rates thereby allowing investors to seek higher-yielding assets.In this report, Technavio covers the present scenario and growth prospects of the global online financing platform for the SMBs market for 2016-2020.

PART 01: Executive summary 6

Highlights 6

PART 02: Scope of the report 8

Market overview 8

Countries covered 8

Top-vendor offerings 9

PART 03: Market research methodology 10

Research methodology 10

Economic indicators 10

PART 04: Introduction 11

Key market highlights 11

Online financing platform for SMBs 11

PART 05: Market landscape 18

Market overview 18

Market size and forecast 20

Five forces analysis 25

PART 06: Geographical segmentation 26

Geographical segmentation 26

Americas 26

EMEA 29

APAC 34

PART 07: Market drivers 38

Increase in lending of SMBs 38

Borrowers having quicker access to credit 40

Proper management of inventory system and working

capital 41

PART 08: Impact of drivers 45

PART 09: Market challenges 46

Increasing governing and regulatory risks 46

Difficulty in assessing long-term viability due to rising

competition from banks and other lenders 47

Unbalanced global economic recovery 49

PART 10: Impact of drivers and challenges 50

PART 11: Market trends 51

Rise in growth of SMBs financing 51

Big data and artificial intelligence 53

Associations with different financial and banking

institutions 55

PART 12: Vendor landscape 57

Competitive landscape 57

Other prominent vendors 63

PART 13: Key vendor analysis 68

CircleBack Lending 68

Kabbage 71

Lending Club 73

Ondeck 76

Peerform 77

Prosper 79

PART 14: Appendix 83

List of abbreviations 83

PART 15: Explore Technavio 84