关键词：汽车;汽车保险; OBD;车辆信息
摘 要：Recently the convergence of IT Services is using much information. Fusion of vehicle information technology and IT services are developing very fast. In this paper is about car insurance service used vehicle information and user information. In this paper, the car insurance service is convergence that vehicle information and user information. We propose accident service, eco-driving service, breakdown service based on the information collected from the vehicle.