关键词：亚太保险；寿险；房产
摘 要：The Asia-Pacific insurance industry experienced stable growth over the six months under review,benefiting from improved capital inflows and revived domestic demand.Life insurance premiums in emerging markets grew by 4.9% in 2012, compared with 0.6% the year before. The low interest rate environment and ongoing regulatory changes were key challenges to life insurers.The profitability of non-life insurers improved moderately, backed by low catastrophe losses and by reserve releases. Non-life insurance premiums in emerging markets grew by 7.9% in 2012,
compared with 8.7% in 2011.The property catastrophe reinsurance market continued firm, although it softened slightly after catastrophe events in 2011, pushed up premium rates.The shallow investment market and a lack of longer tenure assets to match long-term liabilities continued to challenge asset liability management in most Asian markets.