Scheduled commercial banks are regulated by the RBI and are responsible for the majority of deposits collected and loans advanced in India. Compared with many other countries, the Indian government plays an inordinately large role in the banking sector and approximately 63% of all deposits in the banking system at the end of FY2019 were held by public sector banks in which the government owned significant shareholdings. Nevertheless, this market share has been dropping – at the end of FY2011, public sector banks held about 75% of all deposits. Public sector banks have less of an advantage in loans compared with private sector banks, accounting for about 59% of all loans in the banking system in FY2019, and private sector banks are also growing faster than public sector banks and gaining a larger share of the market.

01 EXECUTIVE SUMMARY 

02 SECTOR OUTLOOK 

03 SECTOR IN FOCUS 

04 COMPETITIVE LANDSCAPE 

05 COMPANIES IN FOCUS 

06 REGULATORY ENVIRONMENT 

07 OTHER FINANCIAL INSTITUTIONS


08 RETAIL CHANNELS