The key objective of big data analytics system is to help organizations get a better understanding of their customers and help it narrow down their targeted audience; thus, improving companies marketing campaign. Numerous benefits of big data analytics such as allowing customers to capture and process different services, modify existing orders, process customer moves and price quotes to the customers. The main purpose of big data analytics solution is to verify and process the telecom order based on its product catalog and service catalog. Rise in demand for network installations across rural areas and rapid increase in connectivity devices and subscribers are the major factors that drive the growth of the Big data and business analytics market. Furthermore, integration of advance technology such AI, machine learning and big data and lack of standardization and compatibility issues with the existing systems are anticipated to provide lucrative opportunity for the market.

A major driver for the adoption of digital asset management (DAM) solutions is the high return on investments. As a result, the spending by organizations for asset management is expected to increase, during the forecast period.Customer engagement is emerging as the most effective method of customer retention, and mobile phones are the foundation of this trend. The number of connected devices is increasing, globally. With solutions, like interactive store windows, digital signage, wearable devices, marketers are finding it difficult to create and deliver assets that offer consistent and compelling brand messages across the screens. These marketers must develop content for diverse audiences, which is either automatically responsive (resizable) or completely reconfigured for different screens. As a result, marketers are investing in DAM solutions to help organize and transform their assets, automatically, into the right size and formats to reach customers, ever ywhere and on any screen.

保险行业原来由人口红利驱动以及财富驱动的模式正在慢慢发生转变，增量时代步伐的放缓，意味着存量时代竞争的开启，保险公司逐渐迈入了“提质”的时代，几家上市公司的业绩表现出现较为明显的差异化，也体现出各家公司所处发展阶段以及战略发展方向的差异性。平安和太保坚持高质量发展，坚持以客户为中心，坚定价值转型，牺牲一定的增量来换取高质量的发展；新华更换管理层之后将规模提升到与价值并重的高度，力图先做大后做强，但新单的增量还未能拟补价值率降低带来的缺口；中国人寿在维持规模的同时将价值提至优先级，实现规模与价值的有机统一；中国人保在规模和价值两方面均有较大提升空间。

行业受疫情影响，2 月单月保费收入负增长：1）2020 年1-2 月累计保险行业原保费收入11,768 亿元，同比增长1.1%（前值为19.9%），行业累计保费增速受疫情影响大幅下滑；2）寿险2020 年1-2 月实现原保费收入8,204亿元，同比增长-0.7%，较前1 月保费增速下降7.3 个百分点。2 月单月同比增速为-23.7%，疫情冲击下2 月保费负增长；3）健康险1-2 月实现原保费收入1,542 亿元，同比增长22.1%；单月同比增速29.2%，月度同比增速稳定。疫情状态下，健康险仍能保持高速增长，表现极强的保费增长能力，是行业总保费增长的核心因素。

寿险业务发展呈现差异化。2019 年主要大型上市险企代理人策略出现分化；平安寿险持续推进改革，加强考核、推进优才计划、深化AI 的应用；国寿、新华积极扩充人力。在人力规模增长差异化的同时，各家公司代理人的质态也有所不同。上市公司2019 年报披露，平安、新华、太保、国寿的个险新单业务同比增速分别为-4.65%、1.64%、-15.22%、9.41%。整体来看，随着近年来新单业务增速持续下降，续期业务的占比在整体保费中有所提升。

受益于股市上涨、税收调减转回等因素，保险公司2019 年净利润大幅增长72%，对应H 股股息率已普遍达5%-7%。1）2019 年沪深300 指数上涨36.1%，保险公司投资收益同比大幅增长。同时，手续费及佣金税前列支比例提高，从“2018年税收调减转回”和“2019 年所得税率降低”两方面对利润产生正向影响。2019年上市险企净利润合计同比+72%，国寿、平安、太保、新华、人保净利润分别增长411%、39%、54%、84%、67%。2）受益于股市上涨，保险公司浮盈增加，其他综合收益/投资偏差对净资产和内含价值（EV）产生积极贡献。上市险企净资产合计较年初+21%、EV+19%。3）分红率、股息率普遍提升，H 股股息率普遍高于A 股。A 股保险股股息率大多达1.9%-4.3%，较2018 年有所提升。多数H 股险企股息率大于5%，其中中国财险股息率为7.0%。

从我国第三方移动支付市场的发展历程来看，根据不同时期的主要增长点不同大致可以分为三个阶段。第一个阶段是 2013-2017年的线上场景驱动阶段，电商、互金、转账的先后爆发持续推动了移动支付的快速增长。第二个阶段是2017- 2019年的线下场景驱动阶段，2017年开始线下扫码支付规模全面爆发增长，线下场景的支付增速远高于线上场景支付的 增速，引领移动支付经历了由线上驱动阶段到线下驱动阶段的转变。第三个阶段是从2019年开始的产业支付驱动阶段，以 C端驱动的线上线下支付因C端流量见顶都进入了平稳增长期，而产业支付伴随产业互联网的快速崛起正逐渐成为我国移动 支付新的增长点。