12月份，行业运行整体表现一般。货币市场利率延续低位，“宝宝类” 产品收益率普遍降至3%以下。第三方移动支付市场格局较为稳定，支付宝和腾讯金融依然保持90%以上的集中度。网贷方面，1~12月，网贷平台成交量共9649.11 亿元，同比下降46.24%，贷款余额环比下降9.10%。12 月，行业平台平均借款期限拉长至15.71个月，综合收益率升至9.46%。

The global luxury travel market is growing at a healthy rate of 6.4%, owing to the increase in interest of people in unique and exotic holiday destinations. Luxury travel is a niche market; however, it is gradually gaining market share in the overall travel industry, owing to growth in disposable income and rise in living standards of people. The increase in the number of high-net-worth individual HNIs in emerging markets further propels the growth of the luxury travel market. The global luxury travel market is projected to reach $ 1,614,639million by 2026, growing at a CAGR of 7.9%, from 2019 to 2026. The growth of the luxury travel market is attributable to the large number of luxury travel companies switching to new age technologies. This is to boost the luxury travel status and delivering guests with state of the art facilities. Oculus rift-virtual reality device, Amazon eco-artificial intelligence, Go pro-wearable technology, and DaVinci 3D printing are some of the advanced technologies launched for the customers to enhance their travel experience.

The industry landscape chapter gives a brief knowledge about the various product developments, partnerships, mergers & acquisitions, and collaboration strategies implemented by the companies operating in the application modernization tools market.Market initiative strategy is adopted by the companies to expand their footprints across the world to meet the growing demand of customers. The players operating in the application modernization tools market are focusing on products enhancements by integration of advanced technologies.