美国房屋抵押贷款市场报告(2012-2016年)
The Real Estate market is one of the most dynamic markets in the US. The market has evolved rapidly in the past decade to reach its current stage. The market was loosely regulated and did not have stringent rules on documentation and verification of borrowers. This, coupled with weak consumer protection principles, resulted in the growth of irresponsible lending practices.There are several factors driving the growth of the Housing Mortgage market in the US, one of the major drivers is the improving demand for home loans in the US. With the improving GDP and per capita income, the market is improving and the purchasing capability of middle and higher income groups is increasing. Another major driver is the increasingly huge profits breeding in the market, which is attracting new players, resulting into market expansion.