近日，保监会印发《关于保险资金设立股权投资计划有关事项的通知》。《通知》重在对保险资产管理机构设立股权投资计划业务进行规范。一是要求股权投资计划的投资收益应当与投资标的经营业绩或收益挂钩，严防以“名股实债”方式，变相抬高实体企业融资成本。二是要求保险资产管理机构设立投资计划应当承担主动管理职责，不得直接或变相开展通道业务，不得开展嵌套投资。三是建立优先注册机制，切实引导保险资金发挥自身特色，更好服务实体经济发展。《通知》规定，对切实服务国家重大发展战略、重大改革举措、重点领域、重大建设工程，以及投资于实体经济项目的股权投资计划，中国保监会指定注册机构予以优先注册。股权投资计划是保险资金参与实体经济建设的重要途径和方式。下一步，保监会将根据全国金融工作会议精神和统一资产管理产品标准要求，进一步完善保险资产管理机构设立股权投资计划相关业务规则。

Personal finance software helps to manage credit cards, investments, bank accounts, income, and expenditure of an individual in a smartphone or PC. It has the capability to manage payrolls and monetary transactions by helping an individual to manage monthly expenses efficiently. These software function like a dashboard for the user's money that helps in tracking transactions and alerting the user when a problem arises.

Contract life cycle management software performs the creation, execution, monitoring, and analysis of contracts such as third-party contracts, sales agreements, lease agreements, licensing agreements, and purchase agreements. This solution is largely implemented by a wide range of industry verticals such as the banking, financial services, and insurance (BFSI); healthcare; manufacturing; and public sector to maximize the financial and operational performance while minimizing risks. The implementation of contract life cycle management enables organizations to minimize contract risks, audit contracts for performance, and ensure compliance with regulations. Customers, legal authorities, and business associates are increasingly giving prominence for the implementation of contract life cycle management software to remain accountable and diligent for their contracts.

10 年期国债到期收益率周涨4.2BP 报3.98%较年初上涨9.47BP，750 日移动平均线上行0.3 个BP 至3.275%，较年初上行0.7 个BP。年初以来，关于寿险行业“开门红”不及预期的效应不断催化，保险板块指数也出现高位震荡。

自1999 年四大AMC 成立以来，我国不良资产处置行业从无到有、从小到大，经历了政策性阶段、商业化转型和全面商业化阶段。进入全面商业化阶段以来，各类AMC 公司不断涌现，处置手法也在不断丰富，如传统处置、资产重组、债转股、资产证券化等。