根据世卫组织定义，60岁以上人口为老龄人口。本报告主要研究60岁以上使用移动智能手机的老年群体，并且将为他们服务的经济定义为“银发经济”。

本轮原材料价格上涨对制造业企业的冲击比较明显，对企 业毛利率压缩的幅度大概有 7 到 10 个百分点。目前企业订单很饱满，一方面是积压的订单比较多，一方 面目前新增的订单还是比较稳定。信用环境较宽裕。企业端去年有盈利、现金流改善，订单 等方面情况较好，银行端给企业放贷的意愿较强。

2019年“直播+带货”的模式风靡互联网，在电商“双十一”期间爆发出了不俗的力量，全面拉动了成交额的增长，在这种生态之下，各类直播达人和MCN也如雨后春笋般迅速发展起来，头部的达人们也不断地创造一个又一个带货奇迹，而机会与风险并存，在这种生态下暴露出来了很多亟待解决的问题，而在未来的发展中，“人、货、场”三个元素都会进一步地发展与融合，随着MCN机构和渠道供应链的进一步沟通融合，MCN机构也会更多地电商化、直播达人也会进一步个人品牌化等，而直播内容的质量也会随着业态的发展进一步地精品化和规范化，形成良性的循环。

本报告选取北京市、天津市、河北省的区域性金融风险作为研究对象，采用熵权法对区域性金融风险指标进行了测算。分析发现：在其他因素不变的情况下，第一，随着地方政府负债率的增加，同时期区域金融杠杆率也在不断地增长，且放大效应明显；第二，区域金融杠杆率的上升会显著提升同期区域性金融风险；第三，区域金融杠杆率对于区域性金融风险不仅具有同期正向影响，同时也具有一定的跨期相关性；第四，政府负债率的提高会通过抬高区域金融杠杆率的途径间接增加同期以及未来的区域性金融风险，但是政府负债率或许不是推高区域金融杠杆率的唯一因素；第五，GDP增长速度放缓以及PPI增加均会显著增加区域性金融风险。建议建设京津冀区域性金融风险联合预警机制，统一京津冀区域金融监管的准则，加强对地方政府债务的管理。

北京市从2015年开始着力于调整和优化产业结构，出台了一系列政策措施，根据推进供给侧结构性改革、加快经济转型升级的要求，对部分资源消耗大、生产成本高的产业进行了“腾换”，同时引入相对优势显著、发展潜力巨大的产业，逐步形成高质量、高创新、高潜力的产业集群。本报告首先回顾了近年来北京市产业布局和结构调整的进程，其次研究了产业结构调整对于北京经济的影响以及北京产业结构的变化轨迹，最后以十大“高精尖”产业为切入点，详细阐述了北京产业结构调整对产业安全和产业升级的影响。总体来看，北京的“腾笼换鸟”政策取得了较好成效，以十大“高精尖”产业为代表的价值链高阶产业在产业调整后均迎来了较快的发展，并且产业安全压力骤减。

RCEP协议签署、中欧投资协定达成，将进一步推动区域内外对区域内的投资活动。“十三五”期间，广东存量外资持续流出、增量外资流入放缓，招商引资工作与江苏、上海、北京等省市存在一定差距。为此，在国际区域经济一体化加速背景下，广东要重塑招商引资战略，创新招商引资模式，优化招商引资路径，完善招商引资政策，以招引高质量、高水平外资为重点，努力构建开放型经济新格局、新体制。

Home insurance is a kind of property insurance, that provides financial protection to an individual against all the losses and damages happened to the residence. It is sometimes referred as homeowner’s insurance, household insurance, or private property insurance. Home insurance is a package policy, which covers not only damages to the property but also the liability, or legal responsibility for any injuries and property damage by policyholders. This includes damages caused by household pets, fire, theft, and vandalism. However, there are some natural disasters that are not covered under standard home insurance policy. These include flood, earthquakes, and poor home maintenance.

The BFSI sector includes banking, financial services, and insurance firms, which are operated in highly regulated & secured business environment. In addition, increase in need of BFSI security, owing to data breach incidences and other security issues across various operational standards also propels the market growth. Moreover, BFSI security solution & services ensure long term visibility of finances, with both cyber security & physical security of banking, financial institutions. This report features information on BFSI security solutions offered by key vendors. Furthermore, it highlights strategies of key players to improve the market share and sustain competition.

The Pet Insurance Market is growing and hold a strong demand across globe. Due to the continuous Investment by key players and growing need because of the increasing effectiveness towards high cost of the treatment over the past decade will foster the market in coming years. Market has observed considerable growth in recent years owing to the rise in awareness, increase in number of pet suffering from illness, diseases and higher reimbursement.

Use of artificial intelligence (AI) technologies such as machine learning, natural language processing, computer vision, and context awareness computing improves efficiency of several activities that fall under the aerospace domain such as flight operations, better customer service, predictive aircraft maintenance, and manufacturing of aircraft components. The aerospace industry is in its initial phase of adoption of AI. The aerospace sector is witnessing increase in number of applications and more disruptive AI models are expected to be developed over years. Artificial intelligence is anticipated to play an important role in minimizing design process duration, prototyping, manufacturing, cutting costs, and is projected to result in numerous enhancements in the aerospace industry in the future.

Algorithmic trading is a form of automation, which uses computer program to execute a defined set of instructions or rules that include the buying or selling of an asset in regards to the varying market data. The defined sets of instructions or rules are based on timing, quantity, price, or any mathematical model. It offers several benefits to market participants such as it executes trades at the best possible prices; simultaneous automated checks on multiple market conditions; trades timed correctly and instantly; and reduced transaction costs due to lack of human intervention. For the purpose of analysis, the report segments the global algorithmic trading market on the basis of component, type, deployment mode, type of traders, and region. This report features information on algorithmic trading solutions and services offered by key vendors.

近期美债、美股等资产价格的走势分化，我们认为主要源于拜登政府 财政刺激计划不断缩水，所引发的市场对经济预期的修正。经济预期的变化，不 仅引起了市场的预期修正，同时也在通胀高企的环境中左右着美联储的抉择。我 们认为，考虑到通胀预期的持续走高及美元流动性的过度充裕，美联储大概率将 会加快缩减购债的节奏；但考虑到美国不断缩减的财政刺激计划，以及为了减弱 对就业复苏及政府债务负担的影响，美联储未来将会减缓加息节奏。

通胀压力面前，美联储对经济复苏和通胀的预期进一步抬升。短期利率技术性上调并不等同于“加息”。偏鹰政策预期，主要来自于利率点阵图变化。会议决议整体符合预期，市场经过调整后反应较为平淡。触发 taper 的关键条件仍未实现，预计时点仍在年底。

Historically, POS terminals found significance in the late 18th century. Ubiquitous was one of the first companies to introduce POS systems in the form of cash registers. The NCR Corporation was primarily responsible for developing the initial mechanical cash register, which was eventually taken up by every business. Since then, the POS system has evolved in terms of technology that helps in the automation of a business’s retail operations like reporting, inventory, transactions from one single platform.

The global events industry is analyzed on the basis of its prospect and future growth rate. The report highlights numerous factors that influence the growth of the global events industry. These include market forecast, drivers, restraints, opportunities, and role of different key players operating in the market. The report is analyzed on the basis of various segments, including type, revenue source, organizer, and age group. Furthermore, it includes the revenue generated from the events held across North America, Europe, Asia- Pacific, and LAMEA.

The report covers the detailed analysis of the trends, future estimations, and a thorough study of the global market based on type, channel, and region. It analyses government regulations, and policies, to provide information on the current market trends in different regions and suggests the future growth opportunities. The report covers the overall net value of different products of duty-free liquor consumed by various consumers across the globe. The study highlights Porter’s five forces analysis to determine the factors affecting the market growth. These factors include raw material prices, intense competition, end users, manufacturers, and suppliers. To understand the market, drivers, restraints, and opportunities are explained in the report.

亊件：6 月 1 日，存款市场刟率定价自律机刢工作会议在京召开，根据财新报道，会议审议通过优化存款刟率自律管理方案，由现行“基准刟率*倍数”改为“基准刟率+基点”方式。6 月 21日，存款定价方式正式调整。

盛京银行是东北成立最早、规模最大的总部银行，其资产质量对当地银行业的风险水平具有较强代表性。近年来公司资产质量明显下滑，受到市场关注。

上周（6 月 14 日-6 月 18 日）ETF 新发 57.28 亿份，6 月 7 日当周新发 25.84 亿份，同比增速 607.25%，环比增速 121.72%。上周（6 月 14 日-6 月 18 日）全市场 ETF 净流入-67.68 亿元，前值净流入-63.37 亿元，去年同期净流入-121.49 亿元，同比 增 44.29%，环比增-6.81%。行业表现来看，6 月以来资金延续流出电子/非银/医药/银行/计算机。

导读：随着防风险成为“三大攻坚战”之首，中央化解隐性债务风险的决心日益 坚定，作为隐性债务重要来源之一的政府引导基金引起广泛关注。政府引导 基是财政资金使用的重大创新，在促进创新创业、引导产业结构优化升级等 方面发挥着重要的作用，但在实际运行中，存在隐性担保、明股实债等问题 产生了事实上的地方政府隐性债务。什么是政府引导基金？发展历程以及现 状如何？运行机制是怎样的？对地方政府隐性债务有怎样的影响？当前存在 的问题以及未来发展方向？本文借助私募通数据回答以上问题。